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Understanding Your Home Equity Agreement (HEA) Obligations

Wondering what to expect once you have a home equity agreement (HEA)? Maintaining your property, and staying current with your mortgage and property taxes is key.
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Understanding Your Home Equity Agreement (HEA) Obligations

Wondering what to expect once you have a home equity agreement (HEA)? Maintaining your property, and staying current with your mortgage and property taxes is key.

How to Settle Your Unlock Home Equity Agreement with a Home Equity Loan 

Selling your home isn't the only way to settle an HEA. If you decide to buy back your home equity before the end of your term, you may be able to do so using funds from a home equity loan.

Should You Escrow Your Property Taxes and Insurance?

Unlock requires homeowners with a home equity agreement to stay current with their property taxes and homeowners insurance. Using an escrow account may be a convenient way to pay for these expenses.

How to Pay Off a Home Equity Agreement 

There are a variety of ways to pay off a home equity agreement (HEA), beyond just selling your home. We look at the options.

What Happens if I Fall Behind on My Property Taxes? 

If you’re behind on paying your property taxes, don’t panic. It’s a scary situation to be in, but we have some guidance.  

Pros and Cons of Selling Your Home to an Investor

Selling your home to an investor is a mixed bag. You'll likely save some time, but it will also mean a lower sales price.

If You Can’t Afford Your Mortgage Payment, Don’t Panic. Get Help

Key takeaways:  You have a budget, you have a job, and you have good intentions, but sometimes, life happens, and you struggle to make your mortgage payments. If you’re in that boat now and wondering how you’re going to keep up with your mortgage payments, don’t panic. There are options. The first thing to do […]

Consumer Alert: Steer Clear of Mortgage Protection Insurance Scams 

If you’ve opened your mailbox to find a flood of offers for home mortgage protection insurance, you’re not alone. An increasing number of Unlock customers are receiving these solicitations once their home equity agreements have been recorded on their titles. Because that information is public, it often triggers an onslaught of direct mail from both […]
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