Unlock Insights

We get a lot of questions from homeowners about how they can buy back their equity. Since a home equity agreement (HEA) is not a loan, there are no monthly payments or interest-payment calculations to make, as there would be with a home equity line of credit or home equity loan.  Instead, with an Unlock […]

Key takeaways:  If you’re behind on paying your property taxes, or think you may be soon, don’t panic. It’s a scary situation to be in, but we have some guidance.   First, a reminder about the mechanics of property taxes. Most homeowners who have a mortgage pay their property taxes as part of the monthly bill […]

Key takeaways:  You’ve probably heard the sales pitch: We’ll buy your home, no questions asked. For a homeowner who wants to sell but doesn’t want to make repairs, do a deep clean, stage the furniture for a photographer, and have hordes of buyers roaming around during open houses, it may seem too good to be […]

Key takeaways:  You have a budget, you have a job, and you have good intentions, but sometimes, life happens, and you struggle to make your mortgage payments. If you’re in that boat now and wondering how you’re going to keep up with your mortgage payments, don’t panic. There are options. The first thing to do […]

If you’ve opened your mailbox to find a flood of offers for home mortgage protection insurance, you’re not alone. An increasing number of Unlock customers are receiving these solicitations once their home equity agreements have been recorded on their titles. Because that information is public, it often triggers an onslaught of direct mail from both […]