Unlock peace of mind.

Cash now. No income requirement and no monthly payments, ever.

Get Started

What we do.

Unlock invests in your home. We give you cash today in exchange for a percentage of your home’s future value.

Cash

Get up to $500K. For anything.

Easy to qualify

No income requirment. 550 minimum FICO and up to 80% LTV

No monthly payment

It's not a loan and there is no interest.

You're in control

It’s your home and Unlock does not go on title; live in and manage your home the way you want.

30 year flexibility

You decide when to sell or end the agreement anytime during the 30-year term.

Solutions for every need.

Pay off debt

Looking to get out of debt or just create some breathing room in your monthly budget?

See how much

Retire comfortably

Do you need cash for living expenses but don’t want a reverse mortgage?

Start saving

COVID Relief

Do you have home equity but can’t qualify for a HELOC or mortgage refinance?

Breathe easier

Settle a divorce

Are you trying to settle a separation without selling your home or taking on debt?

Move on

Home improvement

Would you like to finance a major project or repair but don't want to take on the additional debt?

Qualify now

Diversify portfolio

Do you want to expand your rental portfolio or reallocate without taking on more debt or selling?

Start investing

Need a personalized solution?

Get in touch with us, and we will help you to create the right solution for your needs.

Customize your plan

Unlock's promise to you

We will always do the right thing, one transaction at a time, and every homeowner will receive a complete education about the value and financial impact of our products.  We’re committed to honesty, transparency, empathy, and accountability in all aspects of our business.

About Unlock