Unlock your home equity without having to refinance, borrow, or take on new debt.
Access up to $500,000 in home equity with NO monthly payments.
No Impact To Your Credit Score
No Age or Income Requirements
Minimum 500 Credit Score
Pre-qualify in about 2 minutes
4.7 out of 5
A+ Rating
4.5 out of 5
Founding Member
Build from what’s already yours.
Join the thousands of homeowners who’ve accessed their home equity without selling or taking out a HELOC, home equity loan, or reverse mortgage.
Minimum 500 credit score1
No income requirements
No DTI requirements
No income requirements
No DTI requirements
Funding in 30-60 days*
Apply with no impact to credit score
Limited restrictions on fund use1
Apply with no impact to credit score
Limited restrictions on fund use1
No monthly payments
No interest charges
No need to refinance
No interest charges
No need to refinance
Why Homeowners Choose Unlock
Debt Reduction
Traditional loans have monthly payments and interest charges, making it difficult to get out of debt. An Unlock home equity agreement (HEA) can help you get off the debt treadmill sooner and breathe a little easier.
Home Remodel
Millions of homeowners would rather remodel than move. Whether it’s a kitchen or bath remodel, a roof or new landscaping an Unlock home equity agreement (HEA) can bring your vision to reality.
Small Business
There is nothing small about funding a business. For the 33 million bakers, shop owners, photographers, or restaurant owners in the U.S., an Unlock home equity agreement (HEA) can help you grow your business to where you want it to be.
Hear from our Customers
Phoenix homeowner Dana wanted to get an “advance” on his equity without selling his home. He looked at traditional options like a second mortgage, cash-out refinancing and a HELOC before deciding Unlock’s home equity agreement (HEA) was a better fit. Hear how he used a HEA to access cash quickly and improve his financial future.
Dana
