Build from what’s already yours.
Join the thousands of homeowners who’ve accessed their home equity without selling or taking out a HELOC, home equity loan, or reverse mortgage.
There’s opportunity in your home. Let’s unlock it.
Access $15K to $500K from your home’s equity with flexibility and no monthly payments.
- Kickstart home renovations, education, anything that matters to you
- Access cash without refinancing or selling your home
- No age or income requirement
- Pre-qualify in under 2 minutes; based on home value
- Use funds for anything
- No monthly payments
- Minimum 500 credit score
- Settle when you choose, up to ten years
- Funding in 30-60 days
- Apply with no impact to credit score
- Keep your existing mortgage rate
- No need to refinance
- No income requirements
Unlock is helping homeowners access their equity in the following states:
Alabama, Arizona, California, Florida, Hawaii, Idaho, Indiana, Kentucky, Michigan, Missouri, Montana, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Utah, Vermont, Virginia, Wisconsin and Wyoming
Why homeowners choose Unlock:
Reduce debt
Traditional loans have monthly payments and interest charges, making it difficult to get out of debt. An Unlock Home Equity Agreement (HEA) can help you get off the debt treadmill sooner and breathe a little easier.
Remodel your home
Millions of homeowners would rather remodel than move. Whether it’s a kitchen or bath remodel, a roof or new landscaping, an Unlock HEA can make your vision reality.
Start a business
There is nothing small about funding a business. For the 36 million bakers, shop owners, photographers, or restaurant owners in the U.S., an Unlock HEA can help you grow your business to where you want it to be.