Access cash, fast.
Find out what your home is worth:
Unlock typically uses independent third-party appraisers to fairly determine the value of your home. Appraisal, title, and escrow costs are paid to third parties and may vary depending on property specific factors.
But what will you owe in the future?
Terms and conditions apply.
How Unlock Stacks Up
![]() |
Credit Card
|
Personal Loan
|
Reverse Mortgage
|
Home Equity Loan
|
HELOC
|
Cash-Out Refinance
|
|
---|---|---|---|---|---|---|---|
Amount | $50k | $50k | $50k | $50k | $50k | $50k | $50k |
Term or Period | 10 years | N/A | 3-7 years | Event Based | 10 years | 15 years | 30 years |
Interest Rate i | 0% | 22.21% | 10.73 – 35.9% | 5.61% | 7.74% | 7.30% | 6.70% |
Interest Rate Type | N/A | Variable | Fixed | Variable or Fixed | Fixed | Variable or Fixed | Variable or Fixed |
Average or Minimum Monthly Payment | $0 | $1,416 i | $1,190 | N/A | $606 | $588 | $323 |

Amount
$50k
Term or Period
10 years
Interest Rate i
0%
Interest Rate Type
N/A
Average or Minimum Monthly Payment
$0
Amount
$50k
Term or Period
N/A
Interest Rate i
22.21%
Interest Rate Type
Variable
Average or Minimum Monthly Payment
$1,416 i
Amount
$50k
Term or Period
3-7 years
Interest Rate i
10.73 – 35.9%
Interest Rate Type
Fixed
Average or Minimum Monthly Payment
$1,190
Amount
$50k
Term or Period
Event Based
Interest Rate i
5.61%
Interest Rate Type
Variable or Fixed
Average or Minimum Monthly Payment
N/A
Amount
$50k
Term or Period
10 years
Interest Rate i
7.74%
Interest Rate Type
Fixed
Average or Minimum Monthly Payment
$606
Amount
$50k
Term or Period
15 years
Interest Rate i
7.30%
Interest Rate Type
Variable or Fixed
Average or Minimum Monthly Payment
$588
Amount
$50k
Term or Period
30 years
Interest Rate i
6.70%
Interest Rate Type
Variable or Fixed
Average or Minimum Monthly Payment
$323