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Unlock Insights

Your one stop shop for the news of the day, personal finance, and home ownership tips.
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How to Stop Living Paycheck to Paycheck 

Stopping the cycle of living paycheck to paycheck can be tough. Reducing expensive debt and getting a handle on spending can help.
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Personal Loans: What They Are and How They Work

A personal loan is an unsecured loan that provides borrowers with a lump sum to use for a variety of purposes. Learn more about whether this type of loan is right for you.

Building a Comprehensive Plan for Your Home Improvements 

Home repairs are inevitable, but taking the time to plan for maintenance and improvements could save you money and a lot of hassle.

What’s Ahead for Housing in 2025?

Experts are predicting that mortgage rates will remain steady and home prices will rise more slowly in 2025, which could provide opportunities for both home buyers and sellers.

What Is a Debt-to-Income Ratio and Why It’s Important  

Your Debt-to-Income (DTI) ratio helps lenders determine whether and how much to lend to you. We examine how it's calculated and how to potentially improve your DTI.

Funding a Vacation Home Purchase with Home Equity

Dreaming of buying a vacation home? Tapping your home equity is one way to fund the down payment for that type of purchase. We explore the options.

Seven Financial Moves to Make Before the Year Ends  

You might be busy with the holidays, but don't forget to address some key financial tasks before the year ends. We look at the steps to take before ushering in 2025.

Using Credit Cards Wisely This Holiday Season  

Credit cards can offer security and convenience when holiday shopping. To use them wisely, stick to your budget and avoid carrying a balance.

Unlock Technologies Success Story: Kevin

Read about Unlock customer Kevin, a North Carolina retiree, who used our home equity agreement (HEA) to stop his debt spiral.

How to Use Home Equity to Settle Home Ownership in a Divorce  

Tapping home equity during a divorce can be helpful, providing a way to buy out a spouse's stake in the family home if you don't plan on selling.

Making the Most of Lower Interest Rates  

Wondering how lower interest rates might impact you? Paying down debt, buying a home or making home improvements could become more affordable.

Understanding How to Pay Back Home Equity

Tapping your home equity can provide you with much-needed cash, but you should have a plan to pay back the money you want to access.

What to Do When Repairing Your Home After a Disaster 

Repairing damage to your home after a natural disaster can be an overwhelming process. We offer guidance on how to move forward.
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