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How to Tap Your Home Equity Without Selling Your Home 

Homeowners have record home equity, but high mortgage rates are keeping many from selling those properties. Fortunately, there are ways to cash out that equity, including a no-loan home equity agreement (HEA).
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How to Calculate Your Home Equity  

Calculating the amount of your home equity is fairly easy, and it can be helpful to know just how much of your house you own outright. We explain how to do it and the options for accessing your equity.

Unlock Technologies Customer Success Story: Krista

Tight finances made it difficult for Krista to upgrade her historic home. Then she found Unlock. With a home equity agreement (HEA), she was able to pull cash out of her home to fund improvements.

Are the Costs of Home Improvements Tax-Deductible? 

Home improvements can make your home more livable and valuable - but some may also save you money on your taxes. Learn more about which types of upgrades might qualify.

Should You Use Your 401K to Pay Off Debt? 

Tapping your 401(k) plan to pay off debt can save you interest and improve your finances, but it also carries some pretty important consequences. We look at the pros and cons.

How to Tap Your Home Equity Without Selling Your Home 

Homeowners have record home equity, but high mortgage rates are keeping many from selling those properties. Fortunately, there are ways to cash out that equity, including a no-loan home equity agreement (HEA).

Your Credit Utilization Ratio: What is It and How to Improve It

Having a healthy credit utilization rate can make you a more attractive candidate when it comes to applying for credit or borrowing money. We look at how to manage and improve your rate.

Understanding Your Home Equity Agreement (HEA) Obligations

Wondering what to expect once you have a home equity agreement (HEA)? Maintaining your property, and staying current with your mortgage and property taxes is key.

Tapping Your Home Equity When You’re Retired

If you're a retired homeowner thinking of accessing your home equity, you have options. We review the products available and how to decide which one is best for you.

2025 Economic Outlook: Homeowners Feeling the Pinch

More than half of U.S. homeowners are feeling uncertain or pessimistic about the economy, according to Unlock's first economic survey. Read more about how homeowners are viewing their finances, savings and expenses this year.

Good Debt vs. Bad Debt: How to Know the Difference

Not all debt is created equal. Some debt might be necessary to achieve long-term goals, while other types of debt can drag you down. We explain the differences.

How to Settle Your Unlock Home Equity Agreement with a Home Equity Loan 

Selling your home isn't the only way to settle an HEA. If you decide to buy back your home equity before the end of your term, you may be able to do so using funds from a home equity loan.

Tax Season is Here: What to Do Before You File  

It's officially tax season. If you haven't already started preparing your return, here are some steps you can take to make the process less stressful.
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