Call to get started 1-800-560-3450

Unlock Insights

Your one stop shop for the news of the day, personal finance, and home ownership tips.
Featured

How to Stop Living Paycheck to Paycheck 

Stopping the cycle of living paycheck to paycheck can be tough. Reducing expensive debt and getting a handle on spending can help.
Read More

Filter by topic

All Credit Score Debt Home Equity Home Remodel Living with an HEA Personal Finance Small Business The Mortgage Market

Equity-Based Loans Versus Home Equity Agreements

Trying to decide between accessing your home equity through a loan or a no-loan home equity agreement? This guide outlines the differences between the two options.

Five Ways to Tap Home Equity if You’re Self-Employed  

Accessing your home equity as a self-employed homeowner can be a challenge. We review the pros and cons between traditonal loans and newer products like a home equity agreement.

How Your Credit Profile Impacts Your Ability to Tap Home Equity

Your credit profile can play an important role in how you can access your home equity. We explain what your profile is and how to improve it.

How to Apply for an Unlock Home Equity Agreement (HEA)

A home equity agreement (HEA) is one way to access home equity without taking out a loan or replacing your mortgage. We explain how to apply for Unlock's HEA.

What is a Debt Management Plan and Will it Work for You? 

Debt management plans can help make debt easier to handle. We offer an overview of how they work.

Should You Escrow Your Property Taxes and Insurance?

Unlock requires homeowners with a home equity agreement to stay current with their property taxes and homeowners insurance. Using an escrow account may be a convenient way to pay for these expenses.

Will Mortgage Rates Drop Before the End of the Year? 

Mortgage rates are expected to fall in the coming months. We look at what the experts are forecasting and what it could mean for you.

Should You Use Home Equity to Pay for Education Expenses? 

Pulling cash from your home to pay for education expenses is worth considering. The first step is to figure out which method of accessing your home equity is right for you.

8 Budgeting Apps to Help You Stay on Track Financially  

Budgeting apps can make it easy to track your finances. We explore eight options to help you get started.

How to Stop Living Paycheck to Paycheck 

Stopping the cycle of living paycheck to paycheck can be tough. Reducing expensive debt and getting a handle on spending can help.

The Pros and Cons of Home Equity Sharing 

Want to pull equity from your home without a loan or selling your property? Home equity sharing could be a good option for you. We explore the advantages and downsides to this approach.

Home Repairs You Shouldn’t Ignore, and How to Pay for Them  

If you have electrical issues, water damage and broken railings you should address those problems fast. The good news is you can use home equity to pay for these repairs.
Previous Next

Access between $30,000 and $500,000 without monthly payments.

See how much you can access with a no obligation quote, and no impact to your credit score.