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7 Questions to Ask If You’re Considering a Home Equity Agreement

Tapping your home equity can be a good way to pay off debt, fund home improvements, or cover education expenses. When it comes to accessing your home equity, you have plenty of options: a home equity loan, a home equity line of credit (HELOC), a reverse mortgage, cash-out refinancing, or a relatively new funding method, […]
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Debt Consolidation, Debt Settlement: Understanding the Differences 

Key takeaways:  Debt can feel like a heavy weight, leaving you stressed and anxious, and sending you searching for a solution. Along the way, you may come across “debt consolidation” and “debt settlement.” While they may sound somewhat similar, they offer distinctly different ways to pay off your debt.  Here, we’ll explain how they are […]

How Lower Interest Rates Might Help Homeowners 

Key takeaways:  The high-interest rate era may be drawing to a close, and that could open more options for homeowners.   As you probably know, the Federal Reserve began raising rates in 2022, hoping to put a lid on inflation, which was running at its hottest rate in more than two decades. The Fed has been […]

Money Issues to Discuss Before Tying the Knot 

Key takeaways:  More than a third of couples get engaged between Thanksgiving and Valentine’s Day, according to the wedding planning magazine The Knot. That means we’re at the tail end of engagement season and many couples will soon be in the throes of planning their nuptials. While they may deliberate on everything from dresses and […]

7 Questions to Ask If You’re Considering a Home Equity Agreement

Tapping your home equity can be a good way to pay off debt, fund home improvements, or cover education expenses. When it comes to accessing your home equity, you have plenty of options: a home equity loan, a home equity line of credit (HELOC), a reverse mortgage, cash-out refinancing, or a relatively new funding method, […]

Pros and Cons of Selling Your Home to an Investor

Key takeaways:  You’ve probably heard the sales pitch: We’ll buy your home, no questions asked. For a homeowner who wants to sell but doesn’t want to make repairs, do a deep clean, stage the furniture for a photographer, and have hordes of buyers roaming around during open houses, it may seem too good to be […]

Economy Looks Set to Slow in 2024, but Housing Market May Be More Resilient 

Key takeaways:  What should we expect from the economy in 2024? To tell the truth, no one knows. Most experts believe that the economy will slow down. That would make a lot of sense, since it was on fire in 2023. But economists have been expecting a slowdown in growth for some time. Remember the […]

How to Start the Year with a Savings Challenge 

Key takeaways:  Every January, millions of Americans make resolutions to improve their finances. In fact, according to Fidelity, two-thirds of us will focus on financial resolutions in the new year. Not surprisingly, saving more money is one of the top priorities in Fidelity’s survey.  Making a commitment to save more is wonderful. But to make […]

11 Smart Home Improvement Projects to Tackle This Winter 

Key takeaways:  Home improvement projects may be synonymous with spring. But many don’t require you to even go outside. This can be an ideal time to delve into a few of those tasks that will keep your home in tip-top shape and make your life more comfortable. Read on to learn about 11 home improvement […]

Unlock Technologies Customer Success Story: Lori

‘It’s like we have a new life.’  When Florida residents Lori and her husband made the decision to pay off high-interest credit card debt, the first step they took was to turn to her aunt.  Her aunt had secured a home equity agreement (HEA) with Unlock and referred them – which was all they needed. […]

7 Smart Tax Moves to Make Before the New Year 

Key Takeaways:  During November and December, most people anticipate holiday festivities and the fresh start that a new year brings. These months also present the opportunity to ease tax planning – and potentially obtain some tax advantages – well before the April 15 IRS filing date (April 17 for residents of Maine and Massachusetts).  Here […]

Fed Leaves Interest Rates Unchanged, Signals Cuts Coming in 2024 

Key takeaways  The Federal Reserve delivered a holiday present at its final meeting of 2023, declining to make any moves on interest rates now, but signaling that it expects to cut them as many as three times in 2024.   The central bank raises rates when the economy is overheated, and prices are rising quickly. By […]

Buy Now Pay Later: Pros and Cons 

Key Takeaways  One in five Americans plan to use a Buy Now Pay Later (BNPL) loan to purchase holiday gifts, according to a study by Adobe. Those loans are expected to account for $17 billion in online spending – up 17% from last year.  If you’re one of those consumers considering a BNPL plan this holiday […]
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