Unlock Insights

If you're a homeowner with student loan debt, you might consider using your home equity to pay off your loans. We look at the pros and cons of this approach.

You don't need to take out a loan to pay off credit card debt. We offer a list of alternative options

Credit matters.  Just ask Joel, an Unlock customer in southern California.  “I was in trouble with my credit card utilization* – to the point that it was nearing 100%,” he says. Over the past few years, with living expenses rising, and dealing with an overall high cost of living in California, Joel explains that he […]

Chanel is proud of her work as a nursing assistant at a major university hospital system. So, the last thing she needed was a broken ankle that kept her from her job she loves. It also meant no income, and no option but to turn to debt. In Chanel’s case, it wasn’t credit card debt, […]

“This company is extraordinary!’  So said Theresa B. about her experience obtaining her Unlock Technologies home equity agreement.  The South Carolina resident was looking for a way to access the equity she had in her home to pay some outstanding bills. Taking on one more monthly payment was the last thing she wanted. “I needed […]

Paying off credit card debt has so many upsides. We explain how to go for it.

A guide to the four different ways to access your home’s equity, and the benefits of a home equity agreement.

A debt-to-income ratio is what lenders use to help determine whether you can afford a mortgage. Learn how it's done.

Here are some great strategies to prioritize debt repayment. It'll give you control, and peace of mind.

To manage your debt, consider debt consolidation and debt settlement. Each comes with different risks and advantages.

You can do this. Here are some amazing ways you can manage growing debt.

Medical bills can be brutal. We'll show you some ways to pay you might not have heard of.