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Retiring is an enormous life change, and if you’re thinking about moving after you stop working, that transition may become even bigger. In this article, we’ve rounded up some of the most important considerations to help you tackle the decision of where to retire.  In the Transamerica Center for Retirement Studies 2023 survey, retirees ranked […]

Nothing can be said to be certain except death and taxes, according to Ben Franklin. But this time of year, we can add one more thing: at least some tax-filing rules, deductions and exemptions.  As you start to prepare your information to file your 2024 return, be sure you are up to speed on what’s […]

Key takeaways:  Debt can feel like a heavy weight, leaving you stressed and anxious, and sending you searching for a solution. Along the way, you may come across “debt consolidation” and “debt settlement.” While they may sound somewhat similar, they offer distinctly different ways to pay off your debt.  Here, we’ll explain how they are […]

Key takeaways:  More than a third of couples get engaged between Thanksgiving and Valentine’s Day, according to the wedding planning magazine The Knot. That means we’re at the tail end of engagement season and many couples will soon be in the throes of planning their nuptials. While they may deliberate on everything from dresses and […]

Key takeaways:  Every January, millions of Americans make resolutions to improve their finances. In fact, according to Fidelity, two-thirds of us will focus on financial resolutions in the new year. Not surprisingly, saving more money is one of the top priorities in Fidelity’s survey.  Making a commitment to save more is wonderful. But to make […]

Key Takeaways:  During November and December, most people anticipate holiday festivities and the fresh start that a new year brings. These months also present the opportunity to ease tax planning – and potentially obtain some tax advantages – well before the April 15 IRS filing date (April 17 for residents of Maine and Massachusetts).  Here […]

Key Takeaways  One in five Americans plan to use a Buy Now Pay Later (BNPL) loan to purchase holiday gifts, according to a study by Adobe. Those loans are expected to account for $17 billion in online spending – up 17% from last year.  If you’re one of those consumers considering a BNPL plan this holiday […]

Key takeaways  ‘Tis the season… for scamming?  You might think the bad guys would want a little peace and quiet around the holiday season, but that’s not the case. As consumers open their pocketbooks in the weeks ahead, they may be even more at risk than usual. As the FBI’s Los Angeles Bureau wrote in […]

Key takeaways:  Interest rates are higher on all kinds of loans, from mortgages to auto loans… but on the plus side, higher rates also mean you can earn a bit more for your savings. In this article, we’ll cover everything you need to know about why high-yield savings accounts are something you should be thinking […]

It’s a time-honored Thanksgiving tradition: stuffing ourselves with turkey on Thursday and shopping until we drop on Friday.  Black Friday – which lands on Nov. 24 this year – is the busiest shopping day of the year and marks the official start of the holiday shopping season.  Black Friday is known as a day of […]

If you or a family member have a 65th birthday on the horizon, there may be thoughts of working less (or not at all), taking bucket-list trips, pursuing a favorite hobby…and Medicare.  Medicare is the federal health insurance program in place for people 65 or older, as well as some younger people with disabilities, and […]

Thanksgiving might kick off the holiday season, but it can also be the start of a season of overspending. Yet hosting the holiday meal doesn’t have to be hard on the wallet. Here are eight ideas to help you host a delicious, enjoyable dinner that celebrates family and friends with some smart spending.  With careful […]