Unlock Insights

Your one-stop shop for the news of the day, personal finance, and home ownership tips.

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Enriching the Lives of Homeowners: Unlock Customer Data, Insights

A new Unlock survey shows our home equity agreements helped homeowners improve their finances and adopt healthier financial habits.

Weighed Down By Debt? Here Are Six Ways to Tackle It.

How much debt is too much debt? If debt is taking up a significant portion of your monthly income or making it impossible to save money, you may have too much. We look at six ways to bring your debt levels down.

Should You Use Your Home Equity to Supplement Retirement Income?

If you're retired and concerned about income, tapping your home equity might help. We explore how to decide if this option is right for you.

Which Home Improvements to Make Before Selling Your Home

If you're planning to sell your home, you may want to make some improvements first. We look at which updates you should make and how to pay for them.

Equity-Based Loans Versus Home Equity Agreements

Trying to decide between accessing your home equity through a loan or a home equity agreement? This guide outlines the differences between the two options.

Five Ways to Tap Home Equity if You’re Self-Employed

Accessing your home equity as a self-employed homeowner can be a challenge. We review the pros and cons between traditonal loans and newer products like a home equity agreement.

How Your Credit Profile Impacts Your Ability to Tap Home Equity

Your credit profile can play an important role in how you can access your home equity. We explain what your profile is and how to improve it.

How to Apply for an Unlock Home Equity Agreement (HEA)

A home equity agreement (HEA) is one way to access home equity without taking out a loan or replacing your mortgage. We explain how to apply for Unlock's HEA.

What is a Debt Management Plan and Will it Work for You?

Debt management plans can help make debt easier to handle. We offer an overview of how they work.

Should You Escrow Your Property Taxes and Insurance?

Unlock requires homeowners with a home equity agreement to stay current with their property taxes and homeowners insurance. Using an escrow account may be a convenient way to pay for these expenses.

Should You Use Home Equity to Pay for Education Expenses?

Pulling cash from your home to pay for education expenses is worth considering. The first step is to figure out which method of accessing your home equity is right for you.

How to Stop Living Paycheck to Paycheck

Stopping the cycle of living paycheck to paycheck can be tough. Reducing expensive debt and getting a handle on spending can help.

The Pros and Cons of Home Equity Sharing

Want to pull equity from your home without a loan or selling your property? Home equity sharing could be a good option for you. We explore the advantages and downsides to this approach.