Unlock Insights

Your one-stop shop for the news of the day, personal finance, and home ownership tips.

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Enriching the Lives of Homeowners: Unlock Customer Data, Insights

A new Unlock survey shows our home equity agreements helped homeowners improve their finances and adopt healthier financial habits.

Good Debt vs. Bad Debt: How to Know the Difference

Not all debt is created equal. Some debt might be necessary to achieve long-term goals, while other types of debt can drag you down. We explain the differences.

How to Settle Your Unlock Home Equity Agreement with a Home Equity Loan

Selling your home isn't the only way to settle an HEA. If you decide to buy back your home equity before the end of your term, you may be able to do so using funds from a home equity loan.

Tax Season is Here: What to Do Before You File

It's officially tax season. If you haven't already started preparing your return, here are some steps you can take to make the process less stressful.

Personal Loans: What They Are and How They Work

A personal loan is an unsecured loan that provides borrowers with a lump sum to use for a variety of purposes. Learn more about whether this type of loan is right for you.

Building a Comprehensive Plan for Your Home Improvements

Home repairs are inevitable, but taking the time to plan for maintenance and improvements could save you money and a lot of hassle.

What’s Ahead for Housing in 2025?

Experts are predicting that mortgage rates will remain steady and home prices will rise more slowly in 2025, which could provide opportunities for both home buyers and sellers.

What Is a Debt-to-Income Ratio and Why It’s Important

Your Debt-to-Income (DTI) ratio helps lenders determine whether and how much to lend to you. We examine how it's calculated and how to potentially improve your DTI.

Funding a Vacation Home Purchase with Home Equity

Dreaming of buying a vacation home? Tapping your home equity is one way to fund the down payment for that type of purchase. We explore the options.

Seven Financial Moves to Make Before the Year Ends

You might be busy with the holidays, but don't forget to address some key financial tasks before the year ends. We look at the steps to take before ushering in 2025.