How it Works
Want to access your home equity?
What You Need
- Minimum property value $175K+
- Home equity of at least 30%
- Property in Unlock’s service area (see map)
- 500 minimum credit score
What you can’t have
- Bankruptcies/foreclosures in last five years
- Late mortgage payments in last two years
Why Homeowners Choose Unlock
No income requirements
No need to replace your mortgage
No hard credit pull
No monthly payments
No interest charges
No restrictions on how you use the funds you receive
Want to access your home equity?
Take our quiz to see if you qualify:
1.
Does your property have an appraised value of at least $175,000?
2.
Is your property in state served by Unlock? (see map)
3.
Do you have at least 30% home equity?
4.
Do you have a credit score of 500 or higher?
5.
Are you free of any bankruptcies or foreclosures in the last five years?
6.
Have you paid your mortgage on time (no delinquencies) for the last two years?
If you answered YES to every question, you could be eligible for a home equity agreement (HEA).
Find out how much you can access today
Find out how much you can access today
The Keys to Unlocking Your Home Equity:
01.
Get Prequalified:
Enter your address and contact information to see if you qualify
02.
Submit Your Application
Apply in minutes and upload required documents to get your initial offer.
03.
Discuss Your Options
Talk with a home equity officer about your questions.
04.
Finalize Offer
Approve your offer after a third-party appraisal and title report.
05.
You’re Done!
Get funded within three days of signing your closing documents.
