Key takeaways:  Credit matters. Whether you’re trying to qualify for a loan, obtain the best interest rate or get a new job of apartment, credit can play an essential role. As important as credit is, there are still many misconceptions about it. Here, we look at seven of the most common myths surrounding credit scores.    […]

Home equity can be a good way to fund a new business. And for those hoping to avoid taking on a loan, a home equity agreement (HEA) could be the best fit.

Key takeaways:  Debt can feel like a heavy weight, leaving you stressed and anxious, and sending you searching for a solution. Along the way, you may come across “debt consolidation” and “debt settlement.” While they may sound somewhat similar, they offer distinctly different ways to pay off your debt.  Here, we’ll explain how they are […]

Key takeaways:  The high-interest rate era may be drawing to a close, and that could open more options for homeowners.   As you probably know, the Federal Reserve began raising rates in 2022, hoping to put a lid on inflation, which was running at its hottest rate in more than two decades. The Fed has been […]

Key takeaways:  More than a third of couples get engaged between Thanksgiving and Valentine’s Day, according to the wedding planning magazine The Knot. That means we’re at the tail end of engagement season and many couples will soon be in the throes of planning their nuptials. While they may deliberate on everything from dresses and […]

A home equity agreement (HEA) allows you to access your home equity without taking out a loan or selling your home. Here are some questions to ask if you're considering one.

Selling your home to an investor is a mixed bag. You'll likely save some time, but it will also mean a lower sales price.

Key takeaways:  What should we expect from the economy in 2024? To tell the truth, no one knows. Most experts believe that the economy will slow down. That would make a lot of sense, since it was on fire in 2023. But economists have been expecting a slowdown in growth for some time. Remember the […]

Key takeaways:  Every January, millions of Americans make resolutions to improve their finances. In fact, according to Fidelity, two-thirds of us will focus on financial resolutions in the new year. Not surprisingly, saving more money is one of the top priorities in Fidelity’s survey.  Making a commitment to save more is wonderful. But to make […]

Key takeaways:  Home improvement projects may be synonymous with spring. But many don’t require you to even go outside. This can be an ideal time to delve into a few of those tasks that will keep your home in tip-top shape and make your life more comfortable. Read on to learn about 11 home improvement […]

Unlock Customer Lori used her Home Equity Agreement (HEA) to pay off high-interest credit debt.

Key Takeaways:  During November and December, most people anticipate holiday festivities and the fresh start that a new year brings. These months also present the opportunity to ease tax planning – and potentially obtain some tax advantages – well before the April 15 IRS filing date (April 17 for residents of Maine and Massachusetts).  Here […]