Unlock Insights

Your one-stop shop for the news of the day, personal finance, and home ownership tips.

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Enriching the Lives of Homeowners: Unlock Customer Data, Insights

A new Unlock survey shows our home equity agreements helped homeowners improve their finances and adopt healthier financial habits.

Energy Efficiency Improvements: Effective Ways to Use HEAs

Improving your home’s energy efficiency reduces utility costs and increases home value. You can use funds from a home equity agreement for home energy efficiency improvements.

What is the Ideal Debt-to-Income ratio for a Mortgage?

A debt-to-income ratio is what lenders use to help determine whether you can afford a mortgage. Learn how it's done.

What Does a Financial Coach Do?

Learn the differences between financial coaches and certified financial planners - both designed to help you budget like a pro.

How to Plan and Prioritize Debt Repayments

Here are some great strategies to prioritize debt repayment. It'll give you control, and peace of mind.

Using Home Equity to Pay Off Medical Bills and Reduce Medical Debt

Here's how to use your home equity to pay off medical expenses and medical debt, and gain peace of mind.

Ultimate Guide to Refinancing: When, Where, How, and Alternatives

Your guide to refinancing explains other benefits of a mortgage refinance, like eliminating mortgage insurance and shortening your term.

Should You Access Home Equity for Business Funding?

Obtaining the capital necessary to start a new business can be challenging. Let's look at the up and downsides of one option.

How to Access Home Equity with Bad Credit

It may be possible to access home equity with bad credit! And you have several choices in finding your solution.

Your Dictionary of Financial Terms

In this article, we'll help you learn what all those confusing financial terms mean.

How to Create and Use a Simple Budget

Budgeting doesn't need to be like dieting. We'll show you how to get in a good frame of mind to harness your money.

Comparing HELOCs and 401(k) Loans

You can obtain cash from a HELOC vs a 401(k) loan depending on the amount needed and your personal circumstances. Learn the differences between these options.

Debt Consolidation Versus Debt Settlement: Which Is Better?

To manage your debt, consider debt consolidation and debt settlement. Each comes with different risks and advantages.