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Home Equity

Curious About How to Qualify for a Home Equity Agreement (HEA)?

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Qualifying for any financial product can be a long, intimidating process. Unlock’s home equity agreement is a simplified alternative, offering homeowners funding in roughly 30 days. 

To qualify for an Unlock home equity agreement you need the following:  

  • Credit score of at least 500 
  • U.S. citizenship or permanent residency 
  • A single-family home, townhome, condominium, or 2–4-unit property 
  • No bankruptcies, foreclosures, deeds in lieu or short sales in last five years 
  • No 90-day late-payments on any mortgage within the prior 24 months 
  • 40% equity in your home 

Have more questions? You can find a more in-depth explanation of our qualifications here. Or, feel free to call 844-314-1435 (Monday – Friday, 9 AM to 8 PM ET) to speak with a home equity consultant. 

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