Home Equity

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Enriching the Lives of Homeowners: Unlock Customer Data, Insights

A new Unlock survey shows our home equity agreements helped homeowners improve their finances and adopt healthier financial habits.

The Smart Guide to Investment Property Financing

If you want to invest in real estate but don’t have cash, consider investment property financing such as mortgages, hard-money loans or equity products.

The Why and How of Paying Off Your Mortgage Early

A guide for homeowners that want to pay off their mortgage early, including different methods for doing so, and why or why not early mortgage payment makes sense.

How To Tell If You’re Asset-Rich, Cash-Poor

What does it mean to be asset-rich, cash-poor – and what should you do if you are?

The Complete Guide To Home Equity Loans And Home Equity Agreements

Home equity loans or home equity agreements: which is best for you?

What Is Your Loan-To-Value Ratio? Why You Need To Know

Your loan-to-value ratio can have a significant impact on your ability to take out or refinance a mortgage, or borrow against your home equity.

What Is Private Mortgage Insurance And How To Eliminate It

Read on to learn all about private mortgage Insurance, including what it is and four ways to eliminate it through home equity.

What Is A Piggyback Mortgage Loan And How Does It Work?

Piggyback mortgages can be an option for prospective homeowners without funds for a down payment. Learn how they work.

Unlock Customer Success Story: Dan

This Unlock customer success story features Dan, who describes Unlock's equity agreement (HEA) as a "timely way to get the money you need."

What Is A Reverse Mortgage, And How Does It Work?  

What is a reverse mortgage? Who qualifies for a reverse mortgage? Click here to find the answers to these and other frequently asked questions.

6 Tips To Get A Mortgage Quote With Good Terms

Having a good credit score is important, but knowing how to shop around can also go a long way to helping you get a mortgage quote with optimal terms.

Tapping A Home Equity Loan Or Selling The Property: Which Is Better? 

As a homeowner looking to access your home value, you face a dilemma. Should you get a home equity loan or sell? Learn which may be a better fit.

What is the Mortgage Principal Reduction?

If you are finding it hard to keep up with mortgage payments, mortgage principal reduction can help you get back on your feet.  