Home Equity

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Enriching the Lives of Homeowners: Unlock Customer Data, Insights

A new Unlock survey shows our home equity agreements helped homeowners improve their finances and adopt healthier financial habits.

Strategies for Increasing Your Home Equity

Making home improvements and lowering your mortgage balance are two ways to boost your home equity.

Customer Success Story: Frank

Mortgage professional Frank had a good credit score and plenty of home equity but still found tapping his equity a challenge, thanks to strict income requirements. Unlock's home equity agreement made it easy.

How to Tap Home Equity with Bad Credit

Many homeowners have accumulated considerable equity in their homes. But for homeowners with bad credit, tapping that equity can difficult. We look at the options.

How to Calculate Your Home Equity

Calculating the amount of your home equity is fairly easy, and it can be helpful to know just how much of your house you own outright. We explain how to do it and the options for accessing your equity.

Unlock Technologies Customer Success Story: Krista

Tight finances made it difficult for Krista to upgrade her historic home. Then she found Unlock. With a home equity agreement (HEA), she was able to pull cash out of her home to fund improvements.

How to Tap Your Home Equity Without Selling Your Home

Homeowners have record home equity, but high mortgage rates are keeping many from selling those properties. Fortunately, there are ways to cash out that equity, including a no-loan home equity agreement (HEA).

Tapping Your Home Equity When You’re Retired

If you're a retired homeowner thinking of accessing your home equity, you have options. We review the products available and how to decide which one is best for you.

Funding a Vacation Home Purchase with Home Equity

Dreaming of buying a vacation home? Tapping your home equity is one way to fund the down payment for that type of purchase. We explore the options.

How to Use Home Equity to Settle Home Ownership in a Divorce

Tapping home equity during a divorce can be helpful, providing a way to buy out a spouse's stake in the family home if you don't plan on selling.

Understanding How to Pay Back Home Equity

Tapping your home equity can provide you with much-needed cash, but you should have a plan to pay back the money you want to access.

Should You Use Your Home Equity to Supplement Retirement Income?

If you're retired and concerned about income, tapping your home equity might help. We explore how to decide if this option is right for you.

Equity-Based Loans Versus Home Equity Agreements

Trying to decide between accessing your home equity through a loan or a home equity agreement? This guide outlines the differences between the two options.