Home Equity

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Enriching the Lives of Homeowners: Unlock Customer Data, Insights

A new Unlock survey shows our home equity agreements helped homeowners improve their finances and adopt healthier financial habits.

U.S Homeowners Remain Uncertain and Stressed About Economy, Personal Finances

Personal finances rank as greatest source of stress for 49% of homeowners Key takeaways: Collectively, homeowners tend to feel the Fed’s recent rate drop is...

How the Fed Rate Cut Impacts Your Ability to Tap Home Equity

The Fed's rate cut could make it more affordable to access home equity through a home equity loan or HELOC.

What are the Tax Consequences of a Cash-Out Refinancing?

A cash-out refinance is one way to access the equity in your home. But many homeowners wonder if these funds are considered taxable.

Is Your Home Equity Ready? Key Signs It’s Time to Refinance

Considering a refinance, but unsure how much equity you need? This guide will review equity requirements and how to know when to refinance.

Customer Success Story: Chris

A job loss during Covid left Chris with mounting credit card debt. A home equity agreement helped him get back on track and make home improvements.

How Does Home Equity Fit in Your Net Worth?

Understand the role home equity plays in your net worth and how to turn it into usable cash.

Using Home Equity Wisely

Home equity can be a powerful tool. Learn more about how you can use it and the ways to access the wealth you've built in your home.

Customer Success Story: Erika

An Unlock home equity agreement provided the funds Erika needed to build a cash cushion and relieve financial stress - without having to refinance.

A Guide to Home Equity Investments

Home equity investments (HEIs) offer an alternative way for homeowners to access their equity. Learn more about HEIs work and whether they might be a good fit for you.

Does Borrowing Against Your Home Equity Mean Getting a Loan?

A home equity line of credit, home equity loan and a cash-out refinance are all options when it comes to borrowing against your home equity. You can also skip the loan with an HEA.

Options for Tapping Home Equity Without Monthly Payments

Want to access your home equity, but hoping to avoid making monthly payments? We review the options and how to decide which one might be right for you.

Customer Success Story: Dianne

Dianne hoped to get the funds to pay for a large homeowner's association assessment from a home equity loan or cash-out refinance. When those didn't pan out, she began to panic. Then she found Unlock.