Build from what’s already yours.
Join the thousands of homeowners who’ve accessed their home equity without selling or taking out a HELOC, home equity loan, or reverse mortgage.
Unlock your home equity without refinancing or making monthly payments.
Access up to $500,000 and use the funds however you like
- No impact to your credit score
- No age or income requirements
- Minimum 500 credit score
- Pre-qualify in under 2 minutes
- Use funds for anything
- No monthly payments
- Minimum 500 credit score
- No penalty for settling early
- Funding in 30-60 days
- Apply with no impact to credit score
- Keep your existing mortgage rate
- No need to refinance
- No income requirements
Unlock is helping homeowners access their equity in the following states:
Arizona, California, Florida, Hawaii, Idaho, Indiana, Kentucky, Michigan, Missouri, Montana, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Utah, Virginia, Washington, Washington D.C., and Wyoming
Why Homeowners Choose Unlock
Simple graphic of a credit card and arrow symbolizing how homeowners can use home equity to reduce debt.
Traditional loans have monthly payments and interest charges, making it difficult to get out of debt. An Unlock Home Equity Agreement (HEA) can help you get off the debt treadmill sooner and breathe a little easier.
Illustration of a house and paint roller representing home renovation funded through Unlock’s equity access.
Millions of homeowners would rather remodel than move. Whether it’s a kitchen or bath remodel, a roof or new landscaping, an Unlock HEA can make your vision reality.
Outline of a storefront indicating that homeowners can use their equity to invest in or grow a business.
There is nothing small about funding a business. For the 36 million bakers, shop owners, photographers, or restaurant owners in the U.S., an Unlock HEA can help you grow your business to where you want it to be.