Personal Finance

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Stay Safe This Holiday Season: Advice on Avoiding Scams

Key takeaways The holiday season, when consumers are primed to spend on everything from gifts to charities, is an active time of year for scammers. ...

Is it Worth it to Do a No Spend Challenge?

Cutting all unnecessary spending for a sustained period of time can be a great way to save money. Just steer clear of splurging when you're done with the challenge.

9 Ways to Start Saving More

Experts recommend saving 20% of your take-home pay and creating an emergency fund. If you're struggling to reach those goals, these tips could help.

2025 Economic Outlook: Homeowners Feeling the Pinch

More than half of U.S. homeowners are feeling uncertain or pessimistic about the economy, according to Unlock's first economic survey. Read more about how homeowners are viewing their finances, savings and expenses this year.

Personal Loans: What They Are and How They Work

A personal loan is an unsecured loan that provides borrowers with a lump sum to use for a variety of purposes. Learn more about whether this type of loan is right for you.

Making the Most of Lower Interest Rates

Wondering how lower interest rates might impact you? Paying down debt, buying a home or making home improvements could become more affordable.

How to Stop Living Paycheck to Paycheck

Stopping the cycle of living paycheck to paycheck can be tough. Reducing expensive debt and getting a handle on spending can help.

Is a Mortgage Loan Modification Right For You?

If you’re a homeowner struggling to make your mortgage payments, a loan modification might be one option. We explore when it might make sense.

How to Shop for Homeowners Insurance 

Finding a homeowners insurance policy can be a challenge. We offer guidance on what to look for and how to save money.

Time for Taxes: 6 Key Changes to Know About This Season

Nothing can be said to be certain except death and taxes, according to Ben Franklin. But this time of year, we can add one more...

Debt Consolidation, Debt Settlement: Understanding the Differences

Key takeaways: Debt consolidation and debt settlement offer different ways to pay off your credit card and other debt. Debt consolidation helps you pay off...

How to Make the Most of Black Friday

It’s a time-honored Thanksgiving tradition: stuffing ourselves with turkey on Thursday and shopping until we drop on Friday. Black Friday – which lands on Nov....

Medicare Basics: The What, When and How You Need to Know

If you or a family member have a 65th birthday on the horizon, there may be thoughts of working less (or not at all), taking...