We provide families simple
financial solutions.
Or a bank. We are a team of consumer finance, mortgage and real estate leaders helping the everyday American homeowner who has been left behind by the traditional home and finance system.
We enable homeowners to access home equity without getting a loan. This gives them greater flexibility and control over their finances allowing them to pay off high interest debt, make home improvements or pay for a child’s education.

Home Equity Pioneers

Unlock is helping homeowners access their equity in the following states:
Committed to supporting homeowners.

Jim Riccitelli

Paul Tucker

Kevin Nerney

Michael Micheletti

Peter Silberstein

Heather Bailey

Lee Kaplan
We are experts from a wide variety of backgrounds










