Unlock your home equity today.

Maximize tomorrow.

A simple way to access up to $300,000 in home equity—with no monthly payments and no interest charges, ever.
Apply Today!

Build from what’s already yours.

Join the thousands of homeowners who’ve accessed their home equity without selling or taking out a HELOC, home equity loan, or reverse mortgage.

Easier to Qualify

Minimum 500 FICO
Flexible income requirements

Easier to Use

Funding in 30-60 days*
Apply with no impact to credit score
Limited restrictions on fund

Easier to Succeed

No monthly payments
No interest charges
Access between $30k – $500k

Our Simple, Personal Approach

01

Get your estimate.

See how much equity you can unlock in less than a minute. No credit score impact. No strings attached.
02

Apply.

A dedicated home equity consultant (HEC) will guide you through the process after you apply online.
03

Receive an offer.

After reviewing an independent third-party appraisal and title report, an offer will be prepared for you.
04

Get funded.

After signing the closing documents, you should receive a wire transfer within a few days.

Hear from our Customers

Dawn lost her job as a bookkeeper during the first part of the pandemic.
I was looking for a way to get out of the credit card debt I had – not shift it around, but get rid of it. The Unlock HEA is not a loan – it doesn’t show up on my credit report. I’m no longer worried. I have no stress. Now my debt is gone, and since I have not added any debt, my debt-to-income ratio is much better.”
Dawn
Arizona
This was a life changing experience. It was a simple and fast process. I appreciate being able to stay in my home and tap into my equity. Highly recommend.”
Carrie
Florida
I looked at just a couple of other companies online, and Unlock’s terms were the best. Moreover, the people I talked to – all the way through the process – were competent, and explained everything perfectly. I’ve paid off all my debts, including every credit card and all medical expenses. I’ve rebuilt the nest egg and invested some of the funds. My credit score is coming back up. Now I’m in really good financial shape, and have much less stress.”
Drew
North Carolina
My financial stress burden has been lifted, and I now have ‘reserve funding’ to use for debt reduction and unexpected business expenses. I can once again sleep well at night!”
John
California
I was looking for a way to get out of the credit card debt I had – not shift it around, but get rid of it. The Unlock HEA is not a loan – it doesn’t show up on my credit report. I’m no longer worried. I have no stress. Now my debt is gone, and since I have not added any debt, my debt-to-income ratio is much better.”
Dawn
Arizona

Ready to Unlock?

See how much you prequalify for in less than a minute.
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