Qualifying for any financial product can be a long, intimidating process. Unlock’s home equity agreement is a simplified alternative, offering homeowners funding in roughly 30 days.
To qualify for an Unlock home equity agreement you need the following:
- Credit score of at least 500
- U.S. citizenship or permanent residency
- A single-family home, townhome, condominium, or 2–4-unit property
- No bankruptcies, foreclosures, deeds in lieu or short sales in last five years
- No 90-day late-payments on any mortgage within the prior 24 months
- 40% equity in your home
Have more questions? You can find a more in-depth explanation of our qualifications here. Or, feel free to call 844-314-1435 (Monday – Friday, 9 AM to 8 PM ET) to speak with a home equity officer.
