# Why You Should Consider Unlock's Home Equity Agreement?

An Unlock home equity agreement (HEA) is an alternative way of accessing your home equity. We provide you with cash up front in exchange for a portion of your home's future value. You settle with us when you sell or your home or anytime during your agreement with cash on hand. Our HEA gives you more control and flexibility over other financing options, including:

- No need to replace your existing mortgage
- No monthly payment
- No restrictions on how to use the funds you receive

Most of the traditional methods to unlock your home equity involve a long and restrictive approval process. With our streamlined credit and income requirements, you can access between $15,000 to $500,000 in about 30 to 45 days. **Questions?** Call today: 855-905-6088 or pre-qualify [online](https://app.unlock.com/property_address?_gl=1*1qntv98*_gcl_au*MTYxMTAxMzQ3MC4xNzY0ODg4NjYxLjIwMzEyMTgwMDEuMTc2OTUzMjMzNC4xNzY5NTMyNDIz) in just minutes.